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Loan Products

Owner Occupied  |  Investor  |  Hospitality  |  Mixed Use  |  Multi-Family  |  Low Documentation Commercial Loans  |  Mezzanine/Second Loan  |  Bridge/Short Term Loan

Owner Occupied

Stated Income and Full Doc

Property Types: Office, Warehouse, Medical/Dental, Retail, Most Mixed-Use & Special-Use Properties, Industrial/Light Industrial
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Investor

Full Doc and Low Doc

Property Types: Multi-Family, Mobile Home Parks, Self Storage, Industrial/Light Industrial, Multi-Tenant Offices, Strip Centers
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Hospitality

Property Types: Hotels/motels, Flagged and Unflagged with inside or outside corridor
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Mixed Use

A real estate development that contains two or more different uses all intended to be harmonious and complementary. An example would include a high-rise building with retail shops on the first two floors, office space on floors three through ten, apartments on the next ten floors, and a restaurant on the top floor.
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Multi-Family

Property Types: 5+ units, Mobile Home Parks.
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Low Documentation Commercial Loans

Century Commercial Capital offers "stated" commercial loans on owner user and investment commercial properties throughout the continental United States. No individual or corporate tax returns are required. Stated income/Stated asset.

Program Highlights:

  • Up to 90% LTV
  • Minimum DSCR of 1.1%
  • 5, 10, and 30 year fixed terms
  • Loan amounts up to $3MM
  • No tax returns or financials required
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Mezzanine/Second Loan

A loan secured by a mortgage or trust deed, in which the lien is junior, or secondary, to another mortgage or trust deed.
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Bridge/Short Term Loan

A short-term or interim loan for borrowers who need more time to find permanent financing or are repositioning a commercial property.
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Loan Products For Any Property Type